I appolgise that this will be long............

Hi, I'm new here and have been desperately trying to find somewhere where people with personal experience could help me.

My situation is like this: My husband is American and we met online in Jan 09. Our relationship blossomed and after having me twice we married in America in Jan 2010. He tried to come and visit me in Feb 2010 and got refused entry on the grounds that we were married, hadn't applied for a visa yet and they didn't believe he would return. Pathetic!! Anyway, I got in touch with a lawyer and we began proceedings to apply for his Spouse Visa. We have got to the point where he is about to go for his Biometric Test and the pack of information is about to be sent to him to pass on to support our application. It must be about 2 inches thick right now.

Where I'm panicking: My finances have been great due to losing a job last July. I applied for another one last August and didn't get to start it until November due to CRB checks and training and so on. It was a month in advance paid job which meant I didn't get my first pay check until end December. My second job only started two weeks ago. I get paid 2 weekly there. My husband lost his job due to the recession in January. He was going to start another one upon return from his holiday from me, but when we were told this visa would only take about 6 weeks they weren't happy. He is now currently unemployed. My 6mths of bank statements don't look great, even though I am now earning good money, only one payslip from each job show that and I only have about a week of good money showing up on my bank statement. I'm so worried they will judge me on my past financial troubles as I am the one sponsoring my husband, and wont see that now I am doing okay. I live at home with my parents in a house large enough to accomodate my husband too. I don't get charged rent and my little girl lives here too. They are basing our finances on my parents too ( a new law allows that) but their money isn't great right now as my mum semi-retired and is about to go back to work. Again, doesn't look good on her statements. My dad's money goes on all the bills. So although there is money there it is all eaten up. I'm so worried that after all this it wont go through because they wont look at the bigger picture. They will look at the past. We live rent free, I have money now. Not huge sums but enough to get by................Please help me. I'm sorry this is long winded, but I need to paint the whole picture.

Many thanks.