Driving without insurance is something known in law as "strict liability offence". That means that even if you committed the offence totally and utterly unknowingly and even if you prove beyond doubt that you did it unknowingly, you will still be found guilty. Magistrates have no power to let anyone off.
Coming back to your immigration point now. First of all let me say that you have muddled two things in one post, ILR and nationality. As you have said that you are going to apply for ILR, so lets keep to the question of effect of conviction on your ILR application.
Immigration rule changes effected by HC863, which came into force in 6th April 2011 have introduced a new "criminality threshold" for settlement/ILR applications. As per HC863, any applicant who has any unspent conviction will have his application for settlement/ILR declined in all cases. There is no discretion whatsoever to disregard this requirement in any case. Hence your application will be refused.
Now let me explain you something in a bit more detail. Traffic offences themselves have no rehabilitation period, but fines have a rehabilitation period of 5 year. As you got points as well as fine, you need to wait 5 years from the date of conviction for your conviction to be spent. Do not confuse the rehabilitation period/spent time with the time you have to wait for your points to go away. Points are a total different matter. Your points for driving without insurance will go away 4 years from the "date of offence"
BUT
Your rehabilitation period will be 5 years from "date of conviction". Two different things altogether. If you look at your counterpart license, it will show you both dates separately.
I think I have covered everything that you might need to know.
Hope this helps
Edited by user
13 years ago
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Reason: Not specified